Buying a house is a major life milestone for most people. It is also one of the largest investments they will make in their lives. One of the big questions that face people in the market for a dwelling is whether to buy new or used. The fact of the matter is that new homes offer their owners many advantages that cannot be found in older houses. That is why over 10 million dwellings were built last year in the United States alone. Here are some of the positives to being the first owners of a structure.
Whether you rent or own your residence, you still have to pay your utilities. Everyone has also experienced how high those utilities can get during certain seasons. In most cases, energy costs are higher in older residences. This is due to the fact that older construction was not as energy efficient as it is today. Single pane windows allow inside air to escape. Poorly fitted doors create drafts. Many older HVAC units have not been properly cleaned in years, causing high utility costs due to their inefficiencies.
New homes are generally built to save as much energy as possible. Double paned windows, better seals on doors, and the latest insulation materials make for a more comfortable home with a smaller carbon footprint. Other energy-saving technologies are also very common in today’s construction, such as motion sensor lights, which go off when no one is in the room, and washing machines and toilets designed to use as little water as possible. The government also has programs that offer low-interest mortgages for buyers of energy-efficient dwellings.
There are certain chores that are expected when you purchase a residence. You have to sweep and mop the floors. The lawn has to be cut, and the leaves have to be raked. Every few years or so you have to paint the house, as well. What you do not want to deal with are unexpected chores. A faulty electrical system or broken water pipe can cost tens of thousands of dollars in damages and repairs, not to mention the stress and aggravation of having a major repair happen in your house. New homes offer their owners a guarantee that there are no hidden faults. The HVAC system is new, as is the plumbing and electrical work. All the work was completed by a professional, not an amateur homeowner trying to save a few dollars.
According to a recent survey by contractors, some of the most popular items that people buying a house are looking for are walk-in pantries, separate laundry rooms, exterior lighting, and garage storage. Older residences might have one or two of these features, but they won’t have everything that you are looking for as a buyer. With an investment this big, you shouldn’t settle. New homes offer the owner a chance to have every feature that they want to be installed before they move in.
In conclusion, new homes offer the buyer greater peace of mind, less repair work, lower utility bills, and the chance to own their dream home, complete with every convenience and luxury they can dream of.
The world’s knowledge was said to have doubled every century of human history before the 19th century. As technology was further developed, it got faster. As of today, it is believed that knowledge doubles once every year or so. What has not changed is the fact that humans die. Death is as natural as life. Although knowledge is doubling at record levels and technology is rapidly advancing, something old is becoming new again. Families are conducting funerals in their homes.
Considering that most of the world still buries their dead through the simple process of a home funeral, it is not surprising that the trend is gaining momentum in America. Families are opting out of the hiring of funeral homes and funeral directors and they are caring for their own dead. Until the time of the Civil War, or around 1860, families always cared for their own dead.
Funerals in the home are a simple, inexpensive, personal and fulfilling way of caring for the dead. Nothing takes the place of “hands on” experience. As a certified grief counselor, it is my opinion that families involved with home funerals experience a more natural and healthier grief process. I have counseled with individuals that worried if the funeral home buried or cremated the right person. There is no concern of this happening in a home funeral setting.
Home Based Funerals – Since The Dawn Of Time
Many families view the process of home funerals as a natural and normal part of family life. Parents care for babies when born. Parents raise, educate, train, develop and love those babies throughout their lives. Babies grow up to be the adult that cares for their parents when they die. The circle of life completes itself and nothing is more natural about life than death. Who is more qualified to care for a person that died than the very family that cared for that person when they lived?
Laws in all states do allow home funerals although particular laws concerning the involvement of funeral directors do vary from state to state. A family does not have to contact a funeral home or funeral director in some states. Unfortunately there still are a few states violating individual rights with unjust laws that force families to hire a funeral director whether they wish to or not. Hopefully those laws will be amended or changed in the near future.
Home Funeral Guides are available in many areas of the country to instruct, educate and encourage families through the home funeral process. A quick search on the internet using your favorite search engine will bring up any that may be in your area. Education seminars, one on one instruction or books are available through your local expert. You can also search on the website of the National Home Funeral Alliance (nhfa) http://homefuneralalliance.org/, which is full of great information concerning home funerals.
It’s a great idea, because you can get a lot closer to what you really want when you build rather than buy. But there are some critical things to be aware of, in order to keep risks and surprises to a minimum, and end up getting the home you want. We’ve compiled this helpful guide from a number of industry sources and our own experience. We hope it gives you a good introduction. This article is bought to by Avenue Building Group – www.avenuebuildinggroup.com.au
1. How important is it to choose the right builder?
Your new Melbourne home is going to be one of the most important investments you will ever make both financially and emotionally. You want to get the design and construction right so that it suits both your present and future needs and lifestyle. There are a lot of builders out there prepared to build you a house but which one is the right one? Which one will turn your dream into reality? Follow the steps in this information pack and you will be several steps closer to fulfilling your dream, especially if that dream is to have a luxury home builder do the job right the first time.
2. Your role in the process
Before beginning the design the following needs to be conveyed to the designer:
The size of the house to be designed – including room numbers, their locations and functions
Facade type including exterior finishes for walls (e.g. rendered, face brick) and the roof type and finish (e.g. tiled, metal)
Individual design features that you would like
Specific details like ceiling heights, window sizes, and bathroom and kitchen fittings.
The time frame. Note that plans have to be submitted to various authorities and this may take longer than expected. Build this into the construction time frame.
3. The designer’s role in the process
When using an architect, building designer or engineer the charge for designing the house will be in addition to the construction costs. When using a builder who provides a design service as part of the package the design is factored into the price. This will have some bearing on the amount of time that can be spent in working with you on the design. Consider this as well when selecting who designs your home.
Designers must be up to date with the following:
o Latest legislation
o New building trends
o Environmental and energy considerations like insulation, water saving, building materials and energy saving systems like solar power and solar water heating
They should also be able to advise you on the most appropriate house orientation in relation to the sun and prevailing winds. They should also be able to advise you on how best to make use of a site’s topography.
For example it is often better to build a house on a sloping site that makes use of the shape of the site rather than bringing in a bulldozer to reshape the site. Earthworks can be expensive.
At your first meeting with a designer you need to assess whether they will be able to meet with your expectations in terms of being qualified to do the job.Attached is a checklist (see page 8) of questions that you should consider asking the designer.
4. Builder’s reputations
Once you have a list of builders your next step is to find out about their reputations and the quality of their work. Probably the best way is to visit homes they have built and talk with the owners. A reputable builder with satisfied customers should have no problem in providing the names and addresses of recent customers that are willing to talk to you.
Some questions you can ask:
Are you happy with your home?
Was the house built within the agreed time frame?
What problems did you experience?
Were they attended to promptly and to your satisfaction?
Would you have this builder build another house for you?
Some observations you can make and note down:
Quality of the finishes including cabinetry, paint and trim
Quality of the construction
Style of design
Don’t hesitate to ask questions. Your new home is probably going to be the biggest investment you have made to date!
5. Advantages in working with a builder to design your home
There are some definite advantages in individual designs. These include:
Personalised and flexible design process
Design suits your lifestyle and budget requirements
Inclusions not limited
Tailored to your particular site
Reputable builders that specialise in individual designs have examples of their work in display villages. This gives you the opportunity to see examples of their work without confining you to the plans you see displayed.
6. Project homes
Project home builders usually offer a range of standard plans in different price ranges including varying fittings and inclusions. They may specialise in single or double storey homes but are limited in inclusions and colour selection choices, design changes and site falls.
7. Individually designed homes
Building designers, engineers, architects and licensed builders provide design services. Probably the most commonly used design service is that offered by builders who specialise in individual designs. They both design and build the homes and the service is included in the price whereas building designers, engineers and architects will charge for the service. The majority of builders who build custom designs will have a portfolio of plans of homes they have built or standard plans, often based on their display homes. They will quite happily adapt these plans to suit your requirements or design a completely new plan. In addition they may specialise in a certain style of home like colonial or federation or in designing and building homes to suit difficult or sloping sites.
Regardless of whom you select to design your home you should feel comfortable with them. At the outset you should ensure that you both clearly understand each other’s roles and responsibilities. This will reduce the likelihood of misunderstandings and disputes.
8. Designing your home
Design services are provided by the following:
Licensed building designers
Licences can be checked on the BSA website, www.bsa.qld.gov.au. or by phone. Note that architects and engineers do not require a licence but must be registered with their professional associations.
9. Design choices
There are effectively 3 design choices:
Make use of a standard design package supplied by a builder. They will usually have a range of designs from which you can make a choice. Often referred to as project homes.
Review the builder’s standard plans and adapt them.
Have a builder, designer, engineer or architect do a custom design.
10. Colour consultation
Uncertain about your homes finishes? Reputable builders have qualified colour consultants who can guide you through this important process. They usually have sample finishes available to view, either in-house or at their display homes. They ensure that you get the finish that suits you, right down to the smallest detail. Working with the colour consultant to choose your finishes usually occurs after the deposit has been paid and the design agreed (note not all builders provide this service so take this into consideration when selecting your builder).
You will be provided with a pack of information on finishes and invited to meet with the builder’s colour consultant for a several hour appointment to review the various options. This is your opportunity to ensure that all the finer details are not missed or taken for granted.
As mentioned earlier, project builders often have houses on view in display villages. Be warned that these houses are quite likely to have inclusions that are not included in the base price.The following items will probably not be included in the base price:
o Floor coverings with the exception of wet areas like bathrooms, toilets and laundries.
o Blinds, curtains and light shades
o Items like wallpaper, fixed mirrors (outside of bathrooms) and picture rails
o Tiled and concrete floors under verandas and entry porches
o Garden sheds, outdoor furniture, pergolas and fences
o Clothes lines and letterboxes
o Spas and pools
o Connections to services
However some builders will offer several levels of fit out as different price packages. Take care to identify exactly what you are being offered and ensure that the builder has an in house colour and fittings consultant to guide you through the process.
12. Additional costs
Do you have a sloping, timbered or difficult site on which to build? Be aware that the type of site on which you want to build can add considerably to the overall cost of the project. Note that builders are required under the Domestic Building Act 2000 to provide customers with foundations data before finalising the contract. Most project homes are quoted for building on flat stable sites with little underground rock. A site that is steeply sloping, unstable or has rock beneath the surface can add considerably to the cost of building a home.
If you have a difficult building site then it may be worthwhile to consider approaching a builder who specialises in building on this type of site. They usually design a house to suit the site minimizing the amount of excavation and making best use of the inherent benefits of a sloping site.
Check whether the builder has included the cost of soil tests, contour surveys and building approval fees in the required deposit.
Note that despite a soil test being done it is usually only from two or three boreholes and may not accurately represent the entire site. The builder may have rock removal as a provisional item in the contract and it may become very expensive.
Ensure that your contract has a fixed price for the footing excavation and footings (excluding rock removal) and that you have copies of the survey reports on which this is based. Also ensure that the contract specifies who is responsible for removing excess earth left after excavations.
13. Designer Question Checklist
Does the designer, whether a builder, engineer, architect or building designer have the appropriate BSA licence or professional registration? This you can check prior to your meeting. Yes No
2. Does the designer provide the following services?
o Site inspections to ensure the characteristics of the site are taken fully into consideration in the design process? Yes No
o Elevation sketches of the house in 3 dimensions to show what the house will look like when built? Yes No
o Preparation of documents and plans and lodgement with the authorities for their approval? Yes No
o Check for easements and utility locations (e.g. sewerage pipes) that could affect the design and siting of the house? Yes No
o Check with Local Government or private certifier to ensure that plans include any special requirements before lodging? Yes No
o Does the designer provide a standard contract? Yes No
o Have you obtained a copy and read it carefully? Yes No
o Will it accurately cover any agreement you have reached with the designer in terms of costs and service? Yes No
4. Deposits and fees
o Have you ascertained what deposit the designer requires up front? Yes No
o Have you ascertained how the designer’s fee is calculated? (e.g. fixed sum or percentage) Yes No
o Are there additional costs involved in varying the plans once they are complete? Yes No
o Have you ascertained how long it will take the designer to draw up your plans? Yes No o Does this fit into your timeframe? Yes No
14. Building complaints
The Building Services Authority has a website that keeps a record of disciplinary proceedings against builders. On the BSA site should check the record of each of the builders on your list against the information on this website. No guarantee that you will not experience problems with a builder but past history often determines future behaviour. You can then cull from your list any builders that you doubt.
15. Queensland Master Builders Association
The first step in process is to decide on the type of home you would like to build and to work out how much you can spend. You then need to make a list of local builders that can build your chosen home style within your budget. One way is to go to the Queensland Master Builders Association’s website at www.masterbuilders.asn.au. They have a search function that will provide you with a list of local builders in your region. Contact details and links to websites are included but no detailed information. This means that a lot of searching is required to find key information so you may want to consider other sources.
16. Other sources
If you want another way then advertisements in property supplements, magazines like Homebuild, website searches and display homes will provide more information in easier to use formats. Identify those builders that specialise in the style of house in your price range. Make a list of these builders. You might even want to create a file with information printed off their websites or sourced from property supplements and magazines.
The 10 Steps to Designing and Building your Home
1. The land Maximising the investment you have made in your land, not only as a financial investment but as an emotional investment is important. You’ll want to build a home that will make best use of your land and its aspect to enhance your lifestyle. Our design consultant will visit the site with you to ensure that the design incorporates what you want and makes best use of the attributes of the site.
2. The plan You have decided to build. You may know exactly what you want or you may just have some ideas. The first step is it to turn these ideas into a concept plan. Sit down with one of our design consultants and discuss these ideas. Look at designs and photographs of homes we have built. These will help clarify what you like and what you want in your new home.
3. The investment At this stage you’ll have a draft plan. Go through our inclusions brochure and decide what you’d like. Once you have done that our consultant will be able to give you an estimate of the investment you’ll be making in your new home.
4. Soil test and contour survey The next step is obtaining an engineers survey of the site. This is a legal requirement and it is essential safeguard in ensuring that your home is built with proper foundations and on the correct position on the site. This is also the point where we require a deposit to cover these costs. Once the design consultant has this information he can finalise the design with you and provide a base price with standard inclusions.
5. The final price quotation At this stage we can give you a quote which includes all the details. You’ll need to go through this thoroughly with the consultant to make sure that you are happy that it’s exactly what you want. With this signed off it’s time to turn your dream into a reality and that begins with signing the contract and paying the balance of the deposit. With that paid can get on with preparing the building permit applications and all the paper work that’s involved to get the plans approved.
6. Colour and finish selection Now it is time to meet with our colour consultant who will assist you in colour selection and those final touches which will your turn a house into a home. Our inclusions brochure is a great start here and it’s worth browsing through it before your free appointment with our colour consultant. And in the meeting you’ll see sample finishes too – so much easier when you can see the real thing.
7. Beginning the build This is your dream home – it can’t be thrown up in a few weeks from mass produced elements knocked up offsite and still maintain the quality you want. So we’ll agree with you on a reasonable time to build your home without compromising quality. With all the paperwork done we’ll begin the preplanning and within a few short weeks construction will begin…
8. During the build It’s hard to keep away from the building site while your home is being built! You are encouraged to visit the site on a regular basis however, it is standard practice to be accompanied by your site supervisor due to safety requirements. You’ll meet the building Supervisor at the beginning and he will keep you up to date on the progress and explain each stage.
9. Completion When everything is complete and when we have thoroughly pre inspected the house it will be time to hand over the keys. But before we do that we’ll accompany you on your own inspection to make absolutely sure that the home we have designed for you has been built as promised.
10. Moving in You’ve moved in but we still want to make sure that our promise to you to build the home you want is kept. The six month maintenance period is your opportunity to make sure that we have kept our promise and a further six year structural guarantee.
Beginning the process Give us a ring on 1300 858 177 or visit one of our display homes at Brookwater and in the QMBA village at Daisy Hill. You’ll get the opportunity to meet one our consultants and find out how easy it is to design your own home. We hope this information has been of assistance and wish you well in building your new home!